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Foreigners For Local Financing

by Shia
(Birmingham, Alabama (United States))




Can foreigners (non citizens) receive financing for home building? How do they qualify in the credit worthiness system of Lagos?




Comments for
Foreigners For Local Financing

Average Rating starstarstarstarstar

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Jan 04, 2009
Rating
starstarstarstarstar 		You Must Meet The Bank's Requirements
by: Anonymous

To qualify for mortgage from a Nigerian bank, you should have operated an account with the bank for at least 6 months.

You are also required to make equity contribution of between 20 - 30% of the value of the property.

In addition, you should have a guarantor - preferably your employer - who guarantees you will pay the monthly deductions to cover the loan and other bank charges.

Some banks insist you have your salary paid to your account in their bank to make it easier to apply appropriate deductions from your income.

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